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By opening a Share Account, you become a member and part-owner of our credit union. We pride ourselves on personal service — we'll learn your name and work hard to offer the best dividends and lowest fees and loan rates around.
Keep an active account and you'll always be a valued member, even if you move, retire, or change jobs. Access your funds anytime in-branch or worldwide with your Visa Debit/ATM card. Dividends are compounded and posted quarterly.
Current Rate: 0.10% APY
Rates are subject to change without notice.
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The Checking Account makes it easy to manage your everyday finances — from withdrawals to bill payments. There are no per-draft charges and no minimum balance fee.
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The Special Account is designed to help you build healthy savings habits. Withdrawals are available in-branch only — keeping your funds intentionally separate from everyday spending. Dividends are compounded and posted quarterly, and there are no fees associated with this account.
Current Rate: 0.10% APY
Rates are subject to change without notice.
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Earn more with a Share Certificate. Lock in a minimum deposit of $1,000 for a fixed term and enjoy our best returns, with dividends compounded and posted quarterly.
12 months — 3.00% APY
24 months — 2.80% APY
(Minimum deposit $1,000).18 months — 4.20% APY
(Minimum deposit $100,000).Rates are subject to change without notice.
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Use this holiday account to stockpile funds for that holiday shopping. While this account also receives and compounds dividends quarterly, the dividends earned during the last quarter of the year are paid at the end of November.
What could be better than more time and more money to shop?
Account Fees
Cost
Type
Overdraft (Check, ACH, or ATM)
$20.00
Overdraft Transfer
(Over 1 per/month)
$5.00 each
Share Draft/ACH Stop Pay
$20.00
Share Draft Acct Printout Costs
$3.00
Share Draft Acct
Free
Direct Deposit Info & Set Up
No Charge
Notary Service (free for members)
$5.00
Statement Copies
$3.00
Certified Copy of Paid Draft
$3.00
Dormant Account
$5.00/month
Bad Address Fee
$5.00/month
Debit/ATM Card Replacement Fee (lost card)
$5.00
CU Check Payable to 2nd Party (Free for members - 1 per day)
$5.00
Research Acct (Waived if CU error)
$20/hour
Wire Fee (Domestic)
$20.00
Wire Fee (Foreign)
$65.00
Credit Reports
$30.00
Real Estate Closing Costs
Actual Cost
Title & Lien Fees
Actual Cost
Recreational Property Loans
Third Party Fees
Paper Statement Fee
$3.00 or free if born before 1950
Real Estate Origination Fee
$750.00 or 1%; whichever is greater
Late Charges on Loans 20% of interest due when loan is delinquent for a period of 15 days or more (minimum $.05)